What Are the Benefits of the JRF Fellowship – Amount, Salary, and Other Perks?

Namaste, I am planning to apply for the Junior Research Fellowship (JRF) and would like to understand the benefits associated with it. Specifically, what is the current fellowship amount or salary offered under JRF, and does it vary depending on the funding agency, such as UGC, CSIR, or other organizations? Are there any additional perks like HRA (House Rent Allowance), medical benefits, or contingency grants included in the fellowship?

Also, does the JRF fellowship provide opportunities for skill development, conference participation, or research exposure? How does the financial support compare to the cost of living in urban areas where most research institutions are located? Lastly, are there any differences in the benefits for JRF holders who are upgraded to SRF (Senior Research Fellowship) later on? Any insights or personal experiences from current or past JRF fellows would be greatly appreciated!