Namaste, I’ve heard a lot about Ayushman Bharat-PMJAY, but I’m still confused about how it works in 2025. Like, who qualifies for free healthcare under this, and does it cover major treatments? If anyone’s used it or knows someone who has, I’d love a breakdown; it sounds like a game-changer but I need clarity! Is central government-approved Ayushman Bharat- PM Jan Arogya Yojana better than Pvt Health Insurance services?